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GAP Return to Invoice Insurance
A GAP insurance complements your existing car insurance policy. In the event of a total loss of your car due to an accident or theft, the policy pays you the difference between what your car insurance company reimburses you and what you originally paid for the car. In addition, the GAP insurance also pays up to £250 towards your insurance excess.

If you arrange finance via Autoquake and the difference between the early settlement figure and your insurance settlement is greater than the difference between the invoice price and the insurance settlement, then you are reimbursed the greater figure.
GAP insurance needs to be purchased at the same time that you purchase your car. As a result GAP insurance policies are typically sold by car retailers.

Eligibility
To be eligible for Autoquake GAP insurance you need to:
- Be the registered keeper of the car
- Have a comprehensive motor insurance
- Purchase a car with less than 80,000 miles on the odometer and no older than 7 years from date of registration.
Policy exclusions
The following items are not covered by the policy:
- Dealer fitted extras not included in original invoice price
- Negative equity except when finance is take out through Autoquake at the time of purchasing the car
Payment options
There are two payment options for the GAP insurance:
- Single payment
- Monthly direct debit (36 monthly payments)
Policy terms
- The maximum period of cover is 36 Months
- The cover is not transferable
- The policy ceases if a claim is paid
Cancellation
- You have the right to cancel the GAP policy within the first 14 days from the date you took out the cover
- If you have not made a claim, you will get a 100% refund
Why Autoquake?
Because low prices go hand-in-hand with buying your car on the internet:


